20211115_艾瑞咨询_2021年中国中小微企业融资发展报告（46页）.pdf
2021.11 iResearch Inc.2 2021.11 iResearch I 2016 27.7 2020 43.2 12.2%1.5-2.3 2.7 SMS 96.5%GDP60%80%2020 30%1040 3 1 2 3 44 2021.11 iResearch I 1/2 95%2016 2020 8705.4 13840.7 94.1%96.8%8705.49814.811020.012339.513840.715446.217083.518740.620408.522143.394.1%95.6%95.8%96.5%96.8%97.1%97.4%97.8%98.2%98.3%2016 2017 2018 2019 2020 2021e 2022e 2023e 2024e 2025e2016-2025%5 2021.11 iResearch I 2/2 GDP 2018 GDP 60%50%70%60%79.4%95.6%50%GDP 20216 2021.11 iResearch I 2021.11 iResearch I 2015 GDP 2020 GDP 2.3%2017 2020 30%Wind Wind 6.9%6.7%6.8%6.6%6.1%2.3%2015 2016 2017 2018 2019 2020e GDP%-10.5%13.6%22.1%-1.8%8.2%-0.8%1.0%7.9%-3.9%-16.8%-22.0%-30.0%2.6%4.5%-8.4%-20.6%-28.1%-37.4%2015 2016 2017 2018 2019 2020%2015-2020 2015-2020 GDP 2020 7 2021.11 iResearch I(1/2)2016 15 2016-2021Q1 2016 2017 2018 2019 2020 2021Q1 1 13 352 2018.06.30(2020.11.03 8 2021.11 iResearch I(2/2)/2020.01.01(2020.07.14)9 2021.11 iResearch I 10 1 2 3 411 2021.11 iResearch I 2016 27.7 2020 43.2 12.2%5 27.3 31.4 34.1 37.5 43.2 49.7 57.7 68.0 81.1 98.9 2016 2017 2018 2019 2020 2021e 2022e 2023e 2024e 2025e2016-2025 CAGR:12.2%CAGR:18.8%12 2021.11 iResearch I 1/2 1.5-2.3 GDP 2020 2.3 1.5 2020 A1 GDP 60%A2 GDP 40%=1-A1A3 65.7 A4 GDP 164.3=A3 A2A5 98.6=A4-A3A6 2020 43.2 A7 2.3=A5 A6 GDP 2020 B1 50%B2 50%=1-B1B3 131.4=A3 B2B4 88.2=B3-A3B5 1.5=B4 A613 2021.11 iResearch I 2/2 2.7 2020 2.7 2019-2020 2020 C1 2020 43.2 C2 1439.5 35%C3 292.1 2019-2020 C4 42.0=C2 C3C5 11960.5+;65%C6 61.8 2019-2020 C7 73.9=C5 C6C8 115.9=C4+C7C9 2.68=C8 C114 2021.11 iResearch I7.4 8.2 9.4 11.7 15.3 20.0 26.2 34.5 44.2 56.2 27.1%26.0%27.5%31.2%35.4%40.2%45.3%50.8%54.5%56.8%2016 2017 2018 2019 2020 2021e 2022e 2023e 2024e 2025e%(1/5)2016 1 15 2016 2020 7.4 15.3 19.9%2018 2018 2018 2020 9.4 15.3 27.6%2025 56.2 2016-2025 2019 2020 30%2018 15 2021.11 iResearch I7.34%6.70%5.88%5.60%2018 2019 2020 2021Q1 2021.3.2(2/5)2018 2021 3 2018 7.34%2019 6.7%2018 0.64%2020 5.88%2019 0.82%2019 1.5 2021 2021 Q1 5.6%2020 5.88%2021 2020 0.64%0.82%1.5 2018-2021Q116 2021.11 iResearch I(3/5)33.4%2019Q1 2020Q1 3.75%2019 4.7%6.7%2021 Q1 32.8%2019Q1-2021Q1 39.3%38.1%37.4%37.0%36.2%35.4%34.3%33.9%32.8%25.9%27.2%27.9%27.9%29.9%31.0%32.0%31.7%33.4%18.7%18.5%18.4%18.5%17.8%17.3%17.5%18.1%18.0%14.9%14.8%14.7%14.9%14.7%14.6%14.5%14.5%14.1%1.2%1.4%1.5%1.6%1.4%1.6%1.8%1.8%1.8%2019Q1 2019Q2 2019Q3 2019Q4 2020Q1 2020Q2 2020Q3 2020Q4 2021Q1 17 2021.11 iResearch I(4/5)94.1%,41.1%62.9%,42.1%60.7%,51.0%97.4%,20.9%69.0%,88.4%60%0%90%70%80%50%20%80%36%84.2%2019 84.2%36.0%*36%84%60%18 2021.11 iResearch I(5/5)2021Q1 18.0%33.4%14.1%32.8%1.8%19 2021.11 iResearch I 20 2021.11 iResearch I,21 1 2 3 422 2021.11 iResearch I/+23 2021.11 iResearch I To C To B CCBCCCCCCBCBCBBBBBBBBBBBBBB2B B2C B2C B2B B2C B2B 24 25 2021.11 iResearch I 2021 26 2021.11 iResearch I-2./3.7.10.6.27 2021.11 iResearch I-POS 2./3.7.2.1.28 2021.11 iResearch I-2015 30%2020/93%2020 3507 7 2020 1.52%2020 6 30 2.99%Blockchain AI Security IOT Cloud computing BASIC 29 2021.11 iResearch I-5-6 Mask-RCNN AI 28 93%2019 2020 690 1/3 5 2020 9 25 2020 2000 700 70%2020 9 27 160 2021 4 25 2021 30 2021.11 iResearch I-2007 2021 6 30 1.308 2020 6 30 2.99%0.35%0.55%0.48%0.52%0.49%0.55%15-29 60-89 120-149 20w 1/2/3 100w:2021 8 250 40 2 500 2021 Q2 40.8 1261.1%62 40.9%18.6%2020 22 37 2020 12 31 20%31 2021.11 iResearch I-14 LTV 1/3 1000+UBT 32 33 2021.11 iResearch I 2021 B2B 34 2021.11 iResearch I-/B2B ABS 35 2021.11 iResearch I-/+/B2B B2B36 2021.11 iResearch I-/37 2021.11 iResearch I-2015 7 5 4 6 2020;+”3 71 CFCA E SAAS 2021 5 2000 2021 3 9000 3000 4638 2021.11 iResearch I-2021 7 3699-T+0 39 1 2 3 440 2021.11 iResearch I 2021.11 iResearch I 2018 IPC a.b.50.3%51.9%43.5%35.6%6.2%12.5%15,443.04 18,318.30 2017 20182017-2018 500 1 5 1 2 2 41 2020.10iResearch I IPC SaaS 42 2021.11 iResearch I 1040 40 10 10-40-1 2 10%16%1004070105012%36%204010%16%20306%10%6%12 15 43 IPO 44 2002 3000 400-026-Contact Us 45
